分散风险之定投纳斯达克100(QQQ)

今天写这篇文章是为了解释我为什么我从加密货币投资转向股票投资,主要原因是为了分散风险,以及实现稳定收益。 过去我的投资组合几乎全是加密货币,我很少拥有法币,虽然在加密中大赚一笔但同时也跌去很多,加密的大涨大跌让我们的资产变得非常脆弱性,我认为这样的投资会面临巨大的风险。 我看到纳斯达克长期稳定的增长,并且较少的跌幅,除了一些历史性的危机比如 1973-1974年石油危机,油价暴涨,美国陷入高通胀+经济衰退 1987年纳指暴跌11%创下历史单日最大跌幅 1990年信贷紧缩与海湾战争 2000-2002年互联网泡沫破灭 2007-2008年全球金融危机 2020年新冠疫情 2022年美联储加息&科技股大幅下调 这些历史性都是危机,既是风险也是挑战,风险过后又是新的一轮上涨,从历史图表来看一直是向上的趋势,如果算最近20年纳斯达克100指数(QQQ)的复合复合年化收益率约为 13.74%,如果当时投入1万元,那么现在价值51.8万元,增长超过50倍。 我接下会把一部分的本金用于定投QQQ,定投是长期投资的一种方式,如果遇到下跌,我会单笔大额买入,我说的长期投资是5年起步,我相信五年后会获得巨大的收益,5年后我我可能会悔恨当初买得不够多。

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